LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,200
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,637
−HK$1,460/mo
Today · 4.125%
HK$49,097
baseline
▲ 0.50% · 4.625%
HK$52,085
+HK$2,988/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,194/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,397
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,776
−HK$1,398/mo
Today · 4.125%
HK$54,174
baseline
▲ 0.50% · 4.625%
HK$57,030
+HK$2,856/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,348/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,440
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,165
−HK$1,752/mo
Today · 4.125%
HK$58,917
baseline
▲ 0.50% · 4.625%
HK$62,502
+HK$3,585/mo
Deposit HK$8.10M · loan HK$12.16M · min. income ≈ HK$117,834/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,677
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,331
−HK$1,678/mo
Today · 4.125%
HK$65,009
baseline
▲ 0.50% · 4.625%
HK$68,435
+HK$3,426/mo
Deposit HK$8.10M · loan HK$12.16M · min. income ≈ HK$130,018/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,680
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,692
−HK$2,044/mo
Today · 4.125%
HK$68,736
baseline
▲ 0.50% · 4.625%
HK$72,919
+HK$4,183/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,472/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$776,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,956
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,886
−HK$1,958/mo
Today · 4.125%
HK$75,844
baseline
▲ 0.50% · 4.625%
HK$79,841
+HK$3,997/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,688/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$776,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,160
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$85,747
−HK$2,628/mo
Today · 4.125%
HK$88,375
baseline
▲ 0.50% · 4.625%
HK$93,752
+HK$5,377/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$176,750/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,515
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$94,996
−HK$2,517/mo
Today · 4.125%
HK$97,513
baseline
▲ 0.50% · 4.625%
HK$102,653
+HK$5,140/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$195,026/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,093 · Scale 2, in force from 26 Feb 2026)