LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,202
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,639
−HK$1,460/mo
Today · 4.125%
HK$49,099
baseline
▲ 0.50% · 4.625%
HK$52,087
+HK$2,988/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,198/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,399
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,778
−HK$1,398/mo
Today · 4.125%
HK$54,176
baseline
▲ 0.50% · 4.625%
HK$57,032
+HK$2,856/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,352/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,443
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,167
−HK$1,752/mo
Today · 4.125%
HK$58,919
baseline
▲ 0.50% · 4.625%
HK$62,504
+HK$3,585/mo
Deposit HK$8.10M · loan HK$12.16M · min. income ≈ HK$117,838/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,679
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,334
−HK$1,678/mo
Today · 4.125%
HK$65,012
baseline
▲ 0.50% · 4.625%
HK$68,438
+HK$3,426/mo
Deposit HK$8.10M · loan HK$12.16M · min. income ≈ HK$130,024/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,683
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,695
−HK$2,044/mo
Today · 4.125%
HK$68,739
baseline
▲ 0.50% · 4.625%
HK$72,922
+HK$4,183/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,478/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$776,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,959
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,889
−HK$1,958/mo
Today · 4.125%
HK$75,847
baseline
▲ 0.50% · 4.625%
HK$79,845
+HK$3,998/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,694/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$776,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,164
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$85,751
−HK$2,628/mo
Today · 4.125%
HK$88,379
baseline
▲ 0.50% · 4.625%
HK$93,757
+HK$5,378/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,758/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,519
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$95,000
−HK$2,517/mo
Today · 4.125%
HK$97,517
baseline
▲ 0.50% · 4.625%
HK$102,658
+HK$5,141/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,034/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,182 · Scale 2, in force from 26 Feb 2026)