LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,203
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,640
−HK$1,460/mo
Today · 4.125%
HK$49,100
baseline
▲ 0.50% · 4.625%
HK$52,088
+HK$2,988/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,200/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,400
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,778
−HK$1,399/mo
Today · 4.125%
HK$54,177
baseline
▲ 0.50% · 4.625%
HK$57,033
+HK$2,856/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,354/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,443
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,168
−HK$1,752/mo
Today · 4.125%
HK$58,920
baseline
▲ 0.50% · 4.625%
HK$62,505
+HK$3,585/mo
Deposit HK$8.10M · loan HK$12.16M · min. income ≈ HK$117,840/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,680
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,334
−HK$1,678/mo
Today · 4.125%
HK$65,012
baseline
▲ 0.50% · 4.625%
HK$68,439
+HK$3,427/mo
Deposit HK$8.10M · loan HK$12.16M · min. income ≈ HK$130,024/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,684
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,696
−HK$2,044/mo
Today · 4.125%
HK$68,740
baseline
▲ 0.50% · 4.625%
HK$72,923
+HK$4,183/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,480/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$776,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,960
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,890
−HK$1,958/mo
Today · 4.125%
HK$75,848
baseline
▲ 0.50% · 4.625%
HK$79,846
+HK$3,998/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,696/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$776,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,165
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$85,752
−HK$2,628/mo
Today · 4.125%
HK$88,380
baseline
▲ 0.50% · 4.625%
HK$93,758
+HK$5,378/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,760/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,520
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$95,001
−HK$2,517/mo
Today · 4.125%
HK$97,518
baseline
▲ 0.50% · 4.625%
HK$102,659
+HK$5,141/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,036/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,202 · Scale 2, in force from 26 Feb 2026)