LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,203
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,641
−HK$1,460/mo
Today · 4.125%
HK$49,101
baseline
▲ 0.50% · 4.625%
HK$52,088
+HK$2,987/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,202/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,401
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,779
−HK$1,399/mo
Today · 4.125%
HK$54,178
baseline
▲ 0.50% · 4.625%
HK$57,034
+HK$2,856/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,356/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,444
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,169
−HK$1,752/mo
Today · 4.125%
HK$58,921
baseline
▲ 0.50% · 4.625%
HK$62,506
+HK$3,585/mo
Deposit HK$8.10M · loan HK$12.16M · min. income ≈ HK$117,842/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,681
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,335
−HK$1,678/mo
Today · 4.125%
HK$65,013
baseline
▲ 0.50% · 4.625%
HK$68,440
+HK$3,427/mo
Deposit HK$8.10M · loan HK$12.16M · min. income ≈ HK$130,026/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,685
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,697
−HK$2,044/mo
Today · 4.125%
HK$68,741
baseline
▲ 0.50% · 4.625%
HK$72,924
+HK$4,183/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,482/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$776,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,961
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,891
−HK$1,958/mo
Today · 4.125%
HK$75,849
baseline
▲ 0.50% · 4.625%
HK$79,847
+HK$3,998/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,698/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$776,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,166
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$85,753
−HK$2,628/mo
Today · 4.125%
HK$88,381
baseline
▲ 0.50% · 4.625%
HK$93,759
+HK$5,378/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,762/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,521
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$95,003
−HK$2,517/mo
Today · 4.125%
HK$97,520
baseline
▲ 0.50% · 4.625%
HK$102,660
+HK$5,140/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,040/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,236 · Scale 2, in force from 26 Feb 2026)