LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,204
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,641
−HK$1,460/mo
Today · 4.125%
HK$49,101
baseline
▲ 0.50% · 4.625%
HK$52,089
+HK$2,988/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,202/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,401
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,780
−HK$1,398/mo
Today · 4.125%
HK$54,178
baseline
▲ 0.50% · 4.625%
HK$57,034
+HK$2,856/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,356/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,445
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,169
−HK$1,753/mo
Today · 4.125%
HK$58,922
baseline
▲ 0.50% · 4.625%
HK$62,507
+HK$3,585/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,844/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,682
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,336
−HK$1,678/mo
Today · 4.125%
HK$65,014
baseline
▲ 0.50% · 4.625%
HK$68,441
+HK$3,427/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,028/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,685
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,698
−HK$2,044/mo
Today · 4.125%
HK$68,742
baseline
▲ 0.50% · 4.625%
HK$72,925
+HK$4,183/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,484/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,962
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,892
−HK$1,958/mo
Today · 4.125%
HK$75,850
baseline
▲ 0.50% · 4.625%
HK$79,848
+HK$3,998/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,700/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,167
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$85,754
−HK$2,628/mo
Today · 4.125%
HK$88,382
baseline
▲ 0.50% · 4.625%
HK$93,760
+HK$5,378/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,764/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,522
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$95,004
−HK$2,517/mo
Today · 4.125%
HK$97,521
baseline
▲ 0.50% · 4.625%
HK$102,662
+HK$5,141/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,042/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,259 · Scale 2, in force from 26 Feb 2026)