LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,206
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,643
−HK$1,460/mo
Today · 4.125%
HK$49,103
baseline
▲ 0.50% · 4.625%
HK$52,091
+HK$2,988/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,206/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,404
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,782
−HK$1,399/mo
Today · 4.125%
HK$54,181
baseline
▲ 0.50% · 4.625%
HK$57,037
+HK$2,856/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,362/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,447
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,172
−HK$1,752/mo
Today · 4.125%
HK$58,924
baseline
▲ 0.50% · 4.625%
HK$62,510
+HK$3,586/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,848/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,684
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,339
−HK$1,678/mo
Today · 4.125%
HK$65,017
baseline
▲ 0.50% · 4.625%
HK$68,444
+HK$3,427/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,034/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,688
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,700
−HK$2,045/mo
Today · 4.125%
HK$68,745
baseline
▲ 0.50% · 4.625%
HK$72,928
+HK$4,183/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,490/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,965
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,895
−HK$1,958/mo
Today · 4.125%
HK$75,853
baseline
▲ 0.50% · 4.625%
HK$79,851
+HK$3,998/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,706/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,171
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$85,758
−HK$2,628/mo
Today · 4.125%
HK$88,386
baseline
▲ 0.50% · 4.625%
HK$93,764
+HK$5,378/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,772/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,527
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$95,008
−HK$2,517/mo
Today · 4.125%
HK$97,525
baseline
▲ 0.50% · 4.625%
HK$102,666
+HK$5,141/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,050/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,348 · Scale 2, in force from 26 Feb 2026)