LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,206
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,643
−HK$1,461/mo
Today · 4.125%
HK$49,104
baseline
▲ 0.50% · 4.625%
HK$52,091
+HK$2,987/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,208/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,404
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,782
−HK$1,399/mo
Today · 4.125%
HK$54,181
baseline
▲ 0.50% · 4.625%
HK$57,037
+HK$2,856/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,362/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,447
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,172
−HK$1,752/mo
Today · 4.125%
HK$58,924
baseline
▲ 0.50% · 4.625%
HK$62,510
+HK$3,586/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,848/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,685
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,339
−HK$1,678/mo
Today · 4.125%
HK$65,017
baseline
▲ 0.50% · 4.625%
HK$68,444
+HK$3,427/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,034/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,689
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,701
−HK$2,044/mo
Today · 4.125%
HK$68,745
baseline
▲ 0.50% · 4.625%
HK$72,928
+HK$4,183/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,490/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,965
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,895
−HK$1,958/mo
Today · 4.125%
HK$75,853
baseline
▲ 0.50% · 4.625%
HK$79,852
+HK$3,999/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,706/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,171
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$85,758
−HK$2,629/mo
Today · 4.125%
HK$88,387
baseline
▲ 0.50% · 4.625%
HK$93,765
+HK$5,378/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,774/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,527
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$95,008
−HK$2,518/mo
Today · 4.125%
HK$97,526
baseline
▲ 0.50% · 4.625%
HK$102,667
+HK$5,141/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,052/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,357 · Scale 2, in force from 26 Feb 2026)