LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,207
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,644
−HK$1,460/mo
Today · 4.125%
HK$49,104
baseline
▲ 0.50% · 4.625%
HK$52,092
+HK$2,988/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,208/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,405
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,783
−HK$1,399/mo
Today · 4.125%
HK$54,182
baseline
▲ 0.50% · 4.625%
HK$57,038
+HK$2,856/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,364/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,448
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,173
−HK$1,752/mo
Today · 4.125%
HK$58,925
baseline
▲ 0.50% · 4.625%
HK$62,511
+HK$3,586/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,850/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,686
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,340
−HK$1,678/mo
Today · 4.125%
HK$65,018
baseline
▲ 0.50% · 4.625%
HK$68,446
+HK$3,428/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,036/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,690
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,702
−HK$2,044/mo
Today · 4.125%
HK$68,746
baseline
▲ 0.50% · 4.625%
HK$72,929
+HK$4,183/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,492/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,967
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,897
−HK$1,958/mo
Today · 4.125%
HK$75,855
baseline
▲ 0.50% · 4.625%
HK$79,853
+HK$3,998/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,710/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,172
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$85,760
−HK$2,628/mo
Today · 4.125%
HK$88,388
baseline
▲ 0.50% · 4.625%
HK$93,766
+HK$5,378/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,776/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,528
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$95,010
−HK$2,518/mo
Today · 4.125%
HK$97,528
baseline
▲ 0.50% · 4.625%
HK$102,668
+HK$5,140/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,056/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,391 · Scale 2, in force from 26 Feb 2026)