LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,209
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,646
−HK$1,461/mo
Today · 4.125%
HK$49,107
baseline
▲ 0.50% · 4.625%
HK$52,095
+HK$2,988/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,214/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,407
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,786
−HK$1,398/mo
Today · 4.125%
HK$54,184
baseline
▲ 0.50% · 4.625%
HK$57,041
+HK$2,857/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,368/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,451
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,176
−HK$1,752/mo
Today · 4.125%
HK$58,928
baseline
▲ 0.50% · 4.625%
HK$62,514
+HK$3,586/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,856/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,689
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,343
−HK$1,678/mo
Today · 4.125%
HK$65,021
baseline
▲ 0.50% · 4.625%
HK$68,449
+HK$3,428/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,042/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,693
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,705
−HK$2,044/mo
Today · 4.125%
HK$68,749
baseline
▲ 0.50% · 4.625%
HK$72,933
+HK$4,184/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,498/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,970
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,900
−HK$1,958/mo
Today · 4.125%
HK$75,858
baseline
▲ 0.50% · 4.625%
HK$79,857
+HK$3,999/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,716/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,176
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$85,764
−HK$2,628/mo
Today · 4.125%
HK$88,392
baseline
▲ 0.50% · 4.625%
HK$93,771
+HK$5,379/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,784/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,533
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$95,014
−HK$2,518/mo
Today · 4.125%
HK$97,532
baseline
▲ 0.50% · 4.625%
HK$102,673
+HK$5,141/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,064/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,485 · Scale 2, in force from 26 Feb 2026)