LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,210
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,647
−HK$1,461/mo
Today · 4.125%
HK$49,108
baseline
▲ 0.50% · 4.625%
HK$52,096
+HK$2,988/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,216/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,408
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,787
−HK$1,398/mo
Today · 4.125%
HK$54,185
baseline
▲ 0.50% · 4.625%
HK$57,042
+HK$2,857/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,370/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,452
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,177
−HK$1,752/mo
Today · 4.125%
HK$58,929
baseline
▲ 0.50% · 4.625%
HK$62,515
+HK$3,586/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,858/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,690
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,344
−HK$1,678/mo
Today · 4.125%
HK$65,022
baseline
▲ 0.50% · 4.625%
HK$68,450
+HK$3,428/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,044/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,694
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,706
−HK$2,045/mo
Today · 4.125%
HK$68,751
baseline
▲ 0.50% · 4.625%
HK$72,934
+HK$4,183/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,502/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,971
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,901
−HK$1,958/mo
Today · 4.125%
HK$75,859
baseline
▲ 0.50% · 4.625%
HK$79,858
+HK$3,999/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,718/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,178
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$85,765
−HK$2,629/mo
Today · 4.125%
HK$88,394
baseline
▲ 0.50% · 4.625%
HK$93,772
+HK$5,378/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,788/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,534
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$95,016
−HK$2,518/mo
Today · 4.125%
HK$97,534
baseline
▲ 0.50% · 4.625%
HK$102,675
+HK$5,141/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,068/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,518 · Scale 2, in force from 26 Feb 2026)