LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,211
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,648
−HK$1,460/mo
Today · 4.125%
HK$49,108
baseline
▲ 0.50% · 4.625%
HK$52,097
+HK$2,989/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,216/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,409
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,788
−HK$1,398/mo
Today · 4.125%
HK$54,186
baseline
▲ 0.50% · 4.625%
HK$57,043
+HK$2,857/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,372/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,453
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,178
−HK$1,752/mo
Today · 4.125%
HK$58,930
baseline
▲ 0.50% · 4.625%
HK$62,516
+HK$3,586/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,860/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,691
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,345
−HK$1,679/mo
Today · 4.125%
HK$65,024
baseline
▲ 0.50% · 4.625%
HK$68,451
+HK$3,427/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,048/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,695
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,707
−HK$2,045/mo
Today · 4.125%
HK$68,752
baseline
▲ 0.50% · 4.625%
HK$72,935
+HK$4,183/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,504/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,972
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$73,903
−HK$1,958/mo
Today · 4.125%
HK$75,861
baseline
▲ 0.50% · 4.625%
HK$79,860
+HK$3,999/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,722/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,179
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$85,766
−HK$2,629/mo
Today · 4.125%
HK$88,395
baseline
▲ 0.50% · 4.625%
HK$93,774
+HK$5,379/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,790/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,536
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$95,018
−HK$2,517/mo
Today · 4.125%
HK$97,535
baseline
▲ 0.50% · 4.625%
HK$102,677
+HK$5,142/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,070/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,554 · Scale 2, in force from 26 Feb 2026)