LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,212
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,649
−HK$1,460/mo
Today · 4.125%
HK$49,109
baseline
▲ 0.50% · 4.625%
HK$52,098
+HK$2,989/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,218/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,410
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,789
−HK$1,398/mo
Today · 4.125%
HK$54,187
baseline
▲ 0.50% · 4.625%
HK$57,044
+HK$2,857/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,374/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,454
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,179
−HK$1,752/mo
Today · 4.125%
HK$58,931
baseline
▲ 0.50% · 4.625%
HK$62,517
+HK$3,586/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,862/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,692
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,346
−HK$1,679/mo
Today · 4.125%
HK$65,025
baseline
▲ 0.50% · 4.625%
HK$68,452
+HK$3,427/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,050/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,696
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,709
−HK$2,044/mo
Today · 4.125%
HK$68,753
baseline
▲ 0.50% · 4.625%
HK$72,937
+HK$4,184/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,506/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,974
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,904
−HK$1,958/mo
Today · 4.125%
HK$75,862
baseline
▲ 0.50% · 4.625%
HK$79,861
+HK$3,999/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,724/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,181
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$85,768
−HK$2,629/mo
Today · 4.125%
HK$88,397
baseline
▲ 0.50% · 4.625%
HK$93,776
+HK$5,379/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,794/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,538
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$95,020
−HK$2,517/mo
Today · 4.125%
HK$97,537
baseline
▲ 0.50% · 4.625%
HK$102,679
+HK$5,142/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,074/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,593 · Scale 2, in force from 26 Feb 2026)