LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,213
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,651
−HK$1,460/mo
Today · 4.125%
HK$49,111
baseline
▲ 0.50% · 4.625%
HK$52,099
+HK$2,988/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,222/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,412
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,790
−HK$1,399/mo
Today · 4.125%
HK$54,189
baseline
▲ 0.50% · 4.625%
HK$57,046
+HK$2,857/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,378/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,456
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,181
−HK$1,752/mo
Today · 4.125%
HK$58,933
baseline
▲ 0.50% · 4.625%
HK$62,519
+HK$3,586/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,866/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,694
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,349
−HK$1,678/mo
Today · 4.125%
HK$65,027
baseline
▲ 0.50% · 4.625%
HK$68,455
+HK$3,428/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,054/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,698
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,711
−HK$2,045/mo
Today · 4.125%
HK$68,756
baseline
▲ 0.50% · 4.625%
HK$72,939
+HK$4,183/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,512/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,976
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$73,907
−HK$1,958/mo
Today · 4.125%
HK$75,865
baseline
▲ 0.50% · 4.625%
HK$79,864
+HK$3,999/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,730/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,184
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$85,771
−HK$2,629/mo
Today · 4.125%
HK$88,400
baseline
▲ 0.50% · 4.625%
HK$93,779
+HK$5,379/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,800/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,541
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$95,023
−HK$2,518/mo
Today · 4.125%
HK$97,541
baseline
▲ 0.50% · 4.625%
HK$102,682
+HK$5,141/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,082/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,663 · Scale 2, in force from 26 Feb 2026)