LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,215
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,652
−HK$1,461/mo
Today · 4.125%
HK$49,113
baseline
▲ 0.50% · 4.625%
HK$52,101
+HK$2,988/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,226/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,413
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,792
−HK$1,399/mo
Today · 4.125%
HK$54,191
baseline
▲ 0.50% · 4.625%
HK$57,047
+HK$2,856/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,382/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,457
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$57,182
−HK$1,753/mo
Today · 4.125%
HK$58,935
baseline
▲ 0.50% · 4.625%
HK$62,521
+HK$3,586/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,870/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,696
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,350
−HK$1,679/mo
Today · 4.125%
HK$65,029
baseline
▲ 0.50% · 4.625%
HK$68,457
+HK$3,428/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,058/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,700
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,713
−HK$2,045/mo
Today · 4.125%
HK$68,758
baseline
▲ 0.50% · 4.625%
HK$72,941
+HK$4,183/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,516/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,978
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$73,909
−HK$1,958/mo
Today · 4.125%
HK$75,867
baseline
▲ 0.50% · 4.625%
HK$79,866
+HK$3,999/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,734/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,186
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$85,774
−HK$2,629/mo
Today · 4.125%
HK$88,403
baseline
▲ 0.50% · 4.625%
HK$93,782
+HK$5,379/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,806/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,544
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$95,026
−HK$2,518/mo
Today · 4.125%
HK$97,544
baseline
▲ 0.50% · 4.625%
HK$102,685
+HK$5,141/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,088/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,724 · Scale 2, in force from 26 Feb 2026)