LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,216
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,654
−HK$1,461/mo
Today · 4.125%
HK$49,115
baseline
▲ 0.50% · 4.625%
HK$52,103
+HK$2,988/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,230/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,415
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,794
−HK$1,399/mo
Today · 4.125%
HK$54,193
baseline
▲ 0.50% · 4.625%
HK$57,050
+HK$2,857/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,386/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,460
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,185
−HK$1,752/mo
Today · 4.125%
HK$58,937
baseline
▲ 0.50% · 4.625%
HK$62,524
+HK$3,587/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,874/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,698
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,353
−HK$1,679/mo
Today · 4.125%
HK$65,032
baseline
▲ 0.50% · 4.625%
HK$68,460
+HK$3,428/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,064/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,703
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,716
−HK$2,044/mo
Today · 4.125%
HK$68,760
baseline
▲ 0.50% · 4.625%
HK$72,944
+HK$4,184/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,520/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,981
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$73,912
−HK$1,958/mo
Today · 4.125%
HK$75,870
baseline
▲ 0.50% · 4.625%
HK$79,870
+HK$4,000/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,740/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,190
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$85,777
−HK$2,629/mo
Today · 4.125%
HK$88,406
baseline
▲ 0.50% · 4.625%
HK$93,786
+HK$5,380/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,812/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,548
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$95,030
−HK$2,518/mo
Today · 4.125%
HK$97,548
baseline
▲ 0.50% · 4.625%
HK$102,689
+HK$5,141/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,096/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,808 · Scale 2, in force from 26 Feb 2026)