LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,219
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,657
−HK$1,460/mo
Today · 4.125%
HK$49,117
baseline
▲ 0.50% · 4.625%
HK$52,106
+HK$2,989/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,234/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,418
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,797
−HK$1,399/mo
Today · 4.125%
HK$54,196
baseline
▲ 0.50% · 4.625%
HK$57,053
+HK$2,857/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,392/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$776,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,463
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$57,188
−HK$1,753/mo
Today · 4.125%
HK$58,941
baseline
▲ 0.50% · 4.625%
HK$62,527
+HK$3,586/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,882/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,702
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,357
−HK$1,678/mo
Today · 4.125%
HK$65,035
baseline
▲ 0.50% · 4.625%
HK$68,463
+HK$3,428/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,070/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$776,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,707
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,719
−HK$2,045/mo
Today · 4.125%
HK$68,764
baseline
▲ 0.50% · 4.625%
HK$72,948
+HK$4,184/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,528/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,985
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,916
−HK$1,959/mo
Today · 4.125%
HK$75,875
baseline
▲ 0.50% · 4.625%
HK$79,874
+HK$3,999/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,750/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$776,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,194
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$85,782
−HK$2,629/mo
Today · 4.125%
HK$88,411
baseline
▲ 0.50% · 4.625%
HK$93,791
+HK$5,380/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,822/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,553
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$95,035
−HK$2,518/mo
Today · 4.125%
HK$97,553
baseline
▲ 0.50% · 4.625%
HK$102,695
+HK$5,142/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,106/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$776,921 · Scale 2, in force from 26 Feb 2026)