LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,222
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,659
−HK$1,461/mo
Today · 4.125%
HK$49,120
baseline
▲ 0.50% · 4.625%
HK$52,109
+HK$2,989/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,240/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$777,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,421
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,800
−HK$1,399/mo
Today · 4.125%
HK$54,199
baseline
▲ 0.50% · 4.625%
HK$57,056
+HK$2,857/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,398/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$777,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,466
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$57,191
−HK$1,753/mo
Today · 4.125%
HK$58,944
baseline
▲ 0.50% · 4.625%
HK$62,531
+HK$3,587/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,888/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,705
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,360
−HK$1,679/mo
Today · 4.125%
HK$65,039
baseline
▲ 0.50% · 4.625%
HK$68,467
+HK$3,428/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,078/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,710
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,723
−HK$2,045/mo
Today · 4.125%
HK$68,768
baseline
▲ 0.50% · 4.625%
HK$72,952
+HK$4,184/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,536/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,989
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,920
−HK$1,959/mo
Today · 4.125%
HK$75,879
baseline
▲ 0.50% · 4.625%
HK$79,878
+HK$3,999/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,758/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,199
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$85,787
−HK$2,629/mo
Today · 4.125%
HK$88,416
baseline
▲ 0.50% · 4.625%
HK$93,796
+HK$5,380/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,832/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$777,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,558
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$95,040
−HK$2,518/mo
Today · 4.125%
HK$97,558
baseline
▲ 0.50% · 4.625%
HK$102,701
+HK$5,143/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,116/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$777,032 · Scale 2, in force from 26 Feb 2026)