LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,222
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,660
−HK$1,460/mo
Today · 4.125%
HK$49,120
baseline
▲ 0.50% · 4.625%
HK$52,109
+HK$2,989/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,240/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$777,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,421
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,800
−HK$1,399/mo
Today · 4.125%
HK$54,199
baseline
▲ 0.50% · 4.625%
HK$57,056
+HK$2,857/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,398/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$777,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,466
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$57,192
−HK$1,752/mo
Today · 4.125%
HK$58,944
baseline
▲ 0.50% · 4.625%
HK$62,531
+HK$3,587/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,888/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,706
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,361
−HK$1,678/mo
Today · 4.125%
HK$65,039
baseline
▲ 0.50% · 4.625%
HK$68,468
+HK$3,429/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,078/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,711
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,723
−HK$2,046/mo
Today · 4.125%
HK$68,769
baseline
▲ 0.50% · 4.625%
HK$72,953
+HK$4,184/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,538/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,990
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$73,921
−HK$1,958/mo
Today · 4.125%
HK$75,879
baseline
▲ 0.50% · 4.625%
HK$79,879
+HK$4,000/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,758/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,199
−HK$5,218/mo
▼ 0.25% · 3.875%
HK$85,787
−HK$2,630/mo
Today · 4.125%
HK$88,417
baseline
▲ 0.50% · 4.625%
HK$93,797
+HK$5,380/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,834/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$777,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,558
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$95,041
−HK$2,518/mo
Today · 4.125%
HK$97,559
baseline
▲ 0.50% · 4.625%
HK$102,702
+HK$5,143/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,118/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$777,047 · Scale 2, in force from 26 Feb 2026)