LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,223
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,661
−HK$1,460/mo
Today · 4.125%
HK$49,121
baseline
▲ 0.50% · 4.625%
HK$52,110
+HK$2,989/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,242/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$777,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,422
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,801
−HK$1,400/mo
Today · 4.125%
HK$54,201
baseline
▲ 0.50% · 4.625%
HK$57,058
+HK$2,857/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,402/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$777,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,467
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,193
−HK$1,753/mo
Today · 4.125%
HK$58,946
baseline
▲ 0.50% · 4.625%
HK$62,532
+HK$3,586/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,892/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,707
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,362
−HK$1,679/mo
Today · 4.125%
HK$65,041
baseline
▲ 0.50% · 4.625%
HK$68,469
+HK$3,428/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,082/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,712
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,725
−HK$2,045/mo
Today · 4.125%
HK$68,770
baseline
▲ 0.50% · 4.625%
HK$72,954
+HK$4,184/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,540/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,991
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,922
−HK$1,959/mo
Today · 4.125%
HK$75,881
baseline
▲ 0.50% · 4.625%
HK$79,881
+HK$4,000/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,762/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,201
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$85,789
−HK$2,629/mo
Today · 4.125%
HK$88,418
baseline
▲ 0.50% · 4.625%
HK$93,798
+HK$5,380/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,836/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$777,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,560
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$95,043
−HK$2,518/mo
Today · 4.125%
HK$97,561
baseline
▲ 0.50% · 4.625%
HK$102,704
+HK$5,143/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,122/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$777,087 · Scale 2, in force from 26 Feb 2026)