LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,224
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,662
−HK$1,460/mo
Today · 4.125%
HK$49,122
baseline
▲ 0.50% · 4.625%
HK$52,111
+HK$2,989/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,244/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$777,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,423
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,803
−HK$1,399/mo
Today · 4.125%
HK$54,202
baseline
▲ 0.50% · 4.625%
HK$57,059
+HK$2,857/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,404/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$777,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,468
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,194
−HK$1,753/mo
Today · 4.125%
HK$58,947
baseline
▲ 0.50% · 4.625%
HK$62,534
+HK$3,587/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,894/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,708
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,363
−HK$1,679/mo
Today · 4.125%
HK$65,042
baseline
▲ 0.50% · 4.625%
HK$68,470
+HK$3,428/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,084/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,713
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,726
−HK$2,045/mo
Today · 4.125%
HK$68,771
baseline
▲ 0.50% · 4.625%
HK$72,956
+HK$4,185/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,542/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,993
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$73,924
−HK$1,958/mo
Today · 4.125%
HK$75,882
baseline
▲ 0.50% · 4.625%
HK$79,882
+HK$4,000/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,764/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,203
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$85,791
−HK$2,629/mo
Today · 4.125%
HK$88,420
baseline
▲ 0.50% · 4.625%
HK$93,800
+HK$5,380/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,840/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$777,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,562
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$95,045
−HK$2,518/mo
Today · 4.125%
HK$97,563
baseline
▲ 0.50% · 4.625%
HK$102,706
+HK$5,143/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,126/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$777,128 · Scale 2, in force from 26 Feb 2026)