LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,225
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,663
−HK$1,461/mo
Today · 4.125%
HK$49,124
baseline
▲ 0.50% · 4.625%
HK$52,113
+HK$2,989/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,248/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$777,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,425
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,804
−HK$1,399/mo
Today · 4.125%
HK$54,203
baseline
▲ 0.50% · 4.625%
HK$57,060
+HK$2,857/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,406/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$777,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,470
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$57,195
−HK$1,753/mo
Today · 4.125%
HK$58,948
baseline
▲ 0.50% · 4.625%
HK$62,535
+HK$3,587/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,896/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,710
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,365
−HK$1,679/mo
Today · 4.125%
HK$65,044
baseline
▲ 0.50% · 4.625%
HK$68,472
+HK$3,428/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,088/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,715
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,728
−HK$2,045/mo
Today · 4.125%
HK$68,773
baseline
▲ 0.50% · 4.625%
HK$72,958
+HK$4,185/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,546/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,995
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$73,925
−HK$1,959/mo
Today · 4.125%
HK$75,884
baseline
▲ 0.50% · 4.625%
HK$79,884
+HK$4,000/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,768/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,205
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$85,793
−HK$2,629/mo
Today · 4.125%
HK$88,422
baseline
▲ 0.50% · 4.625%
HK$93,803
+HK$5,381/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$176,844/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$777,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,564
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$95,047
−HK$2,518/mo
Today · 4.125%
HK$97,565
baseline
▲ 0.50% · 4.625%
HK$102,708
+HK$5,143/mo
Deposit HK$2.03M · loan HK$18.24M · min. income ≈ HK$195,130/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$777,179 · Scale 2, in force from 26 Feb 2026)