LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,230
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,668
−HK$1,461/mo
Today · 4.125%
HK$49,129
baseline
▲ 0.50% · 4.625%
HK$52,118
+HK$2,989/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,258/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$777,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,430
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,809
−HK$1,399/mo
Today · 4.125%
HK$54,208
baseline
▲ 0.50% · 4.625%
HK$57,066
+HK$2,858/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,416/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$777,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,475
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,201
−HK$1,753/mo
Today · 4.125%
HK$58,954
baseline
▲ 0.50% · 4.625%
HK$62,541
+HK$3,587/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,908/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,716
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,371
−HK$1,679/mo
Today · 4.125%
HK$65,050
baseline
▲ 0.50% · 4.625%
HK$68,479
+HK$3,429/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,100/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,721
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,735
−HK$2,045/mo
Today · 4.125%
HK$68,780
baseline
▲ 0.50% · 4.625%
HK$72,965
+HK$4,185/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,560/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,002
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,933
−HK$1,959/mo
Today · 4.125%
HK$75,892
baseline
▲ 0.50% · 4.625%
HK$79,892
+HK$4,000/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,784/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,213
−HK$5,218/mo
▼ 0.25% · 3.875%
HK$85,802
−HK$2,629/mo
Today · 4.125%
HK$88,431
baseline
▲ 0.50% · 4.625%
HK$93,812
+HK$5,381/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$176,862/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$777,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,574
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$95,057
−HK$2,518/mo
Today · 4.125%
HK$97,575
baseline
▲ 0.50% · 4.625%
HK$102,719
+HK$5,144/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$195,150/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$777,384 · Scale 2, in force from 26 Feb 2026)