LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,232
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,670
−HK$1,461/mo
Today · 4.125%
HK$49,131
baseline
▲ 0.50% · 4.625%
HK$52,120
+HK$2,989/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,262/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$777,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,432
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,812
−HK$1,399/mo
Today · 4.125%
HK$54,211
baseline
▲ 0.50% · 4.625%
HK$57,068
+HK$2,857/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,422/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$777,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,478
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,204
−HK$1,753/mo
Today · 4.125%
HK$58,957
baseline
▲ 0.50% · 4.625%
HK$62,544
+HK$3,587/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$117,914/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,719
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,374
−HK$1,679/mo
Today · 4.125%
HK$65,053
baseline
▲ 0.50% · 4.625%
HK$68,482
+HK$3,429/mo
Deposit HK$8.11M · loan HK$12.16M · min. income ≈ HK$130,106/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,724
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,738
−HK$2,045/mo
Today · 4.125%
HK$68,783
baseline
▲ 0.50% · 4.625%
HK$72,968
+HK$4,185/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,566/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,005
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,936
−HK$1,959/mo
Today · 4.125%
HK$75,895
baseline
▲ 0.50% · 4.625%
HK$79,896
+HK$4,001/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,790/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,217
−HK$5,218/mo
▼ 0.25% · 3.875%
HK$85,805
−HK$2,630/mo
Today · 4.125%
HK$88,435
baseline
▲ 0.50% · 4.625%
HK$93,816
+HK$5,381/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$176,870/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$777,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,578
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$95,061
−HK$2,519/mo
Today · 4.125%
HK$97,580
baseline
▲ 0.50% · 4.625%
HK$102,723
+HK$5,143/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$195,160/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$777,475 · Scale 2, in force from 26 Feb 2026)