LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,233
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,671
−HK$1,461/mo
Today · 4.125%
HK$49,132
baseline
▲ 0.50% · 4.625%
HK$52,121
+HK$2,989/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,264/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$777,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,433
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,813
−HK$1,399/mo
Today · 4.125%
HK$54,212
baseline
▲ 0.50% · 4.625%
HK$57,070
+HK$2,858/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,424/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$777,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,479
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,205
−HK$1,753/mo
Today · 4.125%
HK$58,958
baseline
▲ 0.50% · 4.625%
HK$62,546
+HK$3,588/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,916/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,720
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,375
−HK$1,679/mo
Today · 4.125%
HK$65,054
baseline
▲ 0.50% · 4.625%
HK$68,483
+HK$3,429/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,108/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,726
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,739
−HK$2,045/mo
Today · 4.125%
HK$68,784
baseline
▲ 0.50% · 4.625%
HK$72,970
+HK$4,186/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,568/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,006
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,938
−HK$1,959/mo
Today · 4.125%
HK$75,897
baseline
▲ 0.50% · 4.625%
HK$79,897
+HK$4,000/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,794/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,219
−HK$5,218/mo
▼ 0.25% · 3.875%
HK$85,807
−HK$2,630/mo
Today · 4.125%
HK$88,437
baseline
▲ 0.50% · 4.625%
HK$93,818
+HK$5,381/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$176,874/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$777,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,580
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$95,063
−HK$2,519/mo
Today · 4.125%
HK$97,582
baseline
▲ 0.50% · 4.625%
HK$102,725
+HK$5,143/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$195,164/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$777,514 · Scale 2, in force from 26 Feb 2026)