LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,235
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,673
−HK$1,462/mo
Today · 4.125%
HK$49,135
baseline
▲ 0.50% · 4.625%
HK$52,124
+HK$2,989/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,270/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$777,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,436
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,816
−HK$1,399/mo
Today · 4.125%
HK$54,215
baseline
▲ 0.50% · 4.625%
HK$57,073
+HK$2,858/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,430/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$777,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,482
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,208
−HK$1,753/mo
Today · 4.125%
HK$58,961
baseline
▲ 0.50% · 4.625%
HK$62,549
+HK$3,588/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,922/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,723
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,379
−HK$1,679/mo
Today · 4.125%
HK$65,058
baseline
▲ 0.50% · 4.625%
HK$68,487
+HK$3,429/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,116/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,729
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,743
−HK$2,045/mo
Today · 4.125%
HK$68,788
baseline
▲ 0.50% · 4.625%
HK$72,974
+HK$4,186/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,576/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,011
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,942
−HK$1,959/mo
Today · 4.125%
HK$75,901
baseline
▲ 0.50% · 4.625%
HK$79,902
+HK$4,001/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,802/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,223
−HK$5,219/mo
▼ 0.25% · 3.875%
HK$85,812
−HK$2,630/mo
Today · 4.125%
HK$88,442
baseline
▲ 0.50% · 4.625%
HK$93,824
+HK$5,382/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$176,884/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$777,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,585
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$95,068
−HK$2,519/mo
Today · 4.125%
HK$97,587
baseline
▲ 0.50% · 4.625%
HK$102,731
+HK$5,144/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$195,174/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$777,632 · Scale 2, in force from 26 Feb 2026)