LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,236
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,674
−HK$1,462/mo
Today · 4.125%
HK$49,136
baseline
▲ 0.50% · 4.625%
HK$52,125
+HK$2,989/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,272/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$777,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,437
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,817
−HK$1,399/mo
Today · 4.125%
HK$54,216
baseline
▲ 0.50% · 4.625%
HK$57,074
+HK$2,858/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,432/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$777,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,483
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,209
−HK$1,754/mo
Today · 4.125%
HK$58,963
baseline
▲ 0.50% · 4.625%
HK$62,550
+HK$3,587/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,926/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,725
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,380
−HK$1,679/mo
Today · 4.125%
HK$65,059
baseline
▲ 0.50% · 4.625%
HK$68,489
+HK$3,430/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,118/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,731
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,744
−HK$2,046/mo
Today · 4.125%
HK$68,790
baseline
▲ 0.50% · 4.625%
HK$72,975
+HK$4,185/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,580/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,012
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,943
−HK$1,960/mo
Today · 4.125%
HK$75,903
baseline
▲ 0.50% · 4.625%
HK$79,904
+HK$4,001/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,806/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,225
−HK$5,219/mo
▼ 0.25% · 3.875%
HK$85,814
−HK$2,630/mo
Today · 4.125%
HK$88,444
baseline
▲ 0.50% · 4.625%
HK$93,826
+HK$5,382/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$176,888/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$777,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,587
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$95,070
−HK$2,519/mo
Today · 4.125%
HK$97,589
baseline
▲ 0.50% · 4.625%
HK$102,733
+HK$5,144/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$195,178/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$777,673 · Scale 2, in force from 26 Feb 2026)