LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,237
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,676
−HK$1,461/mo
Today · 4.125%
HK$49,137
baseline
▲ 0.50% · 4.625%
HK$52,127
+HK$2,990/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,274/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$777,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,439
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,818
−HK$1,400/mo
Today · 4.125%
HK$54,218
baseline
▲ 0.50% · 4.625%
HK$57,076
+HK$2,858/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,436/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$777,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,485
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,211
−HK$1,753/mo
Today · 4.125%
HK$58,964
baseline
▲ 0.50% · 4.625%
HK$62,552
+HK$3,588/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,928/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,726
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,382
−HK$1,679/mo
Today · 4.125%
HK$65,061
baseline
▲ 0.50% · 4.625%
HK$68,491
+HK$3,430/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,122/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,732
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,746
−HK$2,046/mo
Today · 4.125%
HK$68,792
baseline
▲ 0.50% · 4.625%
HK$72,977
+HK$4,185/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$137,584/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,014
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,946
−HK$1,959/mo
Today · 4.125%
HK$75,905
baseline
▲ 0.50% · 4.625%
HK$79,906
+HK$4,001/mo
Deposit HK$6.08M · loan HK$14.19M · min. income ≈ HK$151,810/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,227
−HK$5,219/mo
▼ 0.25% · 3.875%
HK$85,816
−HK$2,630/mo
Today · 4.125%
HK$88,446
baseline
▲ 0.50% · 4.625%
HK$93,828
+HK$5,382/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$176,892/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$777,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,590
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$95,073
−HK$2,519/mo
Today · 4.125%
HK$97,592
baseline
▲ 0.50% · 4.625%
HK$102,736
+HK$5,144/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$195,184/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$777,729 · Scale 2, in force from 26 Feb 2026)