LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,241
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,680
−HK$1,461/mo
Today · 4.125%
HK$49,141
baseline
▲ 0.50% · 4.625%
HK$52,131
+HK$2,990/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,282/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$777,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,443
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,823
−HK$1,399/mo
Today · 4.125%
HK$54,222
baseline
▲ 0.50% · 4.625%
HK$57,080
+HK$2,858/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,444/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$777,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,489
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,215
−HK$1,754/mo
Today · 4.125%
HK$58,969
baseline
▲ 0.50% · 4.625%
HK$62,557
+HK$3,588/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,938/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,731
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,387
−HK$1,680/mo
Today · 4.125%
HK$65,067
baseline
▲ 0.50% · 4.625%
HK$68,496
+HK$3,429/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,134/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,738
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,751
−HK$2,046/mo
Today · 4.125%
HK$68,797
baseline
▲ 0.50% · 4.625%
HK$72,983
+HK$4,186/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$137,594/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,020
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,952
−HK$1,959/mo
Today · 4.125%
HK$75,911
baseline
▲ 0.50% · 4.625%
HK$79,912
+HK$4,001/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$151,822/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,234
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$85,823
−HK$2,631/mo
Today · 4.125%
HK$88,454
baseline
▲ 0.50% · 4.625%
HK$93,836
+HK$5,382/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$176,908/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$777,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,597
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$95,081
−HK$2,519/mo
Today · 4.125%
HK$97,600
baseline
▲ 0.50% · 4.625%
HK$102,745
+HK$5,145/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$195,200/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$777,895 · Scale 2, in force from 26 Feb 2026)