LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,242
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,680
−HK$1,462/mo
Today · 4.125%
HK$49,142
baseline
▲ 0.50% · 4.625%
HK$52,132
+HK$2,990/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,284/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$777,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,444
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,823
−HK$1,400/mo
Today · 4.125%
HK$54,223
baseline
▲ 0.50% · 4.625%
HK$57,081
+HK$2,858/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,446/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$777,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,490
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,216
−HK$1,754/mo
Today · 4.125%
HK$58,970
baseline
▲ 0.50% · 4.625%
HK$62,558
+HK$3,588/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,940/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,732
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,388
−HK$1,680/mo
Today · 4.125%
HK$65,068
baseline
▲ 0.50% · 4.625%
HK$68,497
+HK$3,429/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,136/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,739
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,752
−HK$2,046/mo
Today · 4.125%
HK$68,798
baseline
▲ 0.50% · 4.625%
HK$72,985
+HK$4,187/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$137,596/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,021
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,953
−HK$1,959/mo
Today · 4.125%
HK$75,912
baseline
▲ 0.50% · 4.625%
HK$79,914
+HK$4,002/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$151,824/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,235
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$85,824
−HK$2,631/mo
Today · 4.125%
HK$88,455
baseline
▲ 0.50% · 4.625%
HK$93,837
+HK$5,382/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$176,910/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$777,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,599
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$95,082
−HK$2,519/mo
Today · 4.125%
HK$97,601
baseline
▲ 0.50% · 4.625%
HK$102,746
+HK$5,145/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$195,202/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$777,925 · Scale 2, in force from 26 Feb 2026)