LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,242
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,681
−HK$1,461/mo
Today · 4.125%
HK$49,142
baseline
▲ 0.50% · 4.625%
HK$52,132
+HK$2,990/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,284/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$777,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,444
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,824
−HK$1,399/mo
Today · 4.125%
HK$54,223
baseline
▲ 0.50% · 4.625%
HK$57,082
+HK$2,859/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,446/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$777,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,491
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,217
−HK$1,753/mo
Today · 4.125%
HK$58,970
baseline
▲ 0.50% · 4.625%
HK$62,559
+HK$3,589/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,940/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,733
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,388
−HK$1,680/mo
Today · 4.125%
HK$65,068
baseline
▲ 0.50% · 4.625%
HK$68,498
+HK$3,430/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,136/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,739
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,753
−HK$2,046/mo
Today · 4.125%
HK$68,799
baseline
▲ 0.50% · 4.625%
HK$72,985
+HK$4,186/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$137,598/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,022
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,953
−HK$1,960/mo
Today · 4.125%
HK$75,913
baseline
▲ 0.50% · 4.625%
HK$79,914
+HK$4,001/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$151,826/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,236
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$85,825
−HK$2,631/mo
Today · 4.125%
HK$88,456
baseline
▲ 0.50% · 4.625%
HK$93,838
+HK$5,382/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$176,912/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$777,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,599
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$95,083
−HK$2,519/mo
Today · 4.125%
HK$97,602
baseline
▲ 0.50% · 4.625%
HK$102,747
+HK$5,145/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$195,204/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$777,941 · Scale 2, in force from 26 Feb 2026)