LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,243
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,681
−HK$1,462/mo
Today · 4.125%
HK$49,143
baseline
▲ 0.50% · 4.625%
HK$52,133
+HK$2,990/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,286/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$777,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,445
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,824
−HK$1,400/mo
Today · 4.125%
HK$54,224
baseline
▲ 0.50% · 4.625%
HK$57,082
+HK$2,858/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,448/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$777,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,491
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,218
−HK$1,753/mo
Today · 4.125%
HK$58,971
baseline
▲ 0.50% · 4.625%
HK$62,559
+HK$3,588/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,942/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,734
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,389
−HK$1,680/mo
Today · 4.125%
HK$65,069
baseline
▲ 0.50% · 4.625%
HK$68,499
+HK$3,430/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,138/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$777,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,740
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,754
−HK$2,046/mo
Today · 4.125%
HK$68,800
baseline
▲ 0.50% · 4.625%
HK$72,986
+HK$4,186/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$137,600/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,023
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,954
−HK$1,960/mo
Today · 4.125%
HK$75,914
baseline
▲ 0.50% · 4.625%
HK$79,915
+HK$4,001/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$151,828/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$777,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,237
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$85,826
−HK$2,631/mo
Today · 4.125%
HK$88,457
baseline
▲ 0.50% · 4.625%
HK$93,839
+HK$5,382/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$176,914/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$777,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,600
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$95,084
−HK$2,519/mo
Today · 4.125%
HK$97,603
baseline
▲ 0.50% · 4.625%
HK$102,748
+HK$5,145/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$195,206/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$777,968 · Scale 2, in force from 26 Feb 2026)