LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,244
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,683
−HK$1,461/mo
Today · 4.125%
HK$49,144
baseline
▲ 0.50% · 4.625%
HK$52,135
+HK$2,991/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,288/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,446
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,826
−HK$1,400/mo
Today · 4.125%
HK$54,226
baseline
▲ 0.50% · 4.625%
HK$57,084
+HK$2,858/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,452/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,493
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,219
−HK$1,754/mo
Today · 4.125%
HK$58,973
baseline
▲ 0.50% · 4.625%
HK$62,562
+HK$3,589/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,946/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,736
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,391
−HK$1,680/mo
Today · 4.125%
HK$65,071
baseline
▲ 0.50% · 4.625%
HK$68,501
+HK$3,430/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,142/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,742
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,756
−HK$2,046/mo
Today · 4.125%
HK$68,802
baseline
▲ 0.50% · 4.625%
HK$72,989
+HK$4,187/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$137,604/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,025
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,957
−HK$1,959/mo
Today · 4.125%
HK$75,916
baseline
▲ 0.50% · 4.625%
HK$79,918
+HK$4,002/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$151,832/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,240
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$85,829
−HK$2,631/mo
Today · 4.125%
HK$88,460
baseline
▲ 0.50% · 4.625%
HK$93,842
+HK$5,382/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$176,920/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,604
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$95,087
−HK$2,520/mo
Today · 4.125%
HK$97,607
baseline
▲ 0.50% · 4.625%
HK$102,752
+HK$5,145/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$195,214/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,036 · Scale 2, in force from 26 Feb 2026)