LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,246
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,684
−HK$1,462/mo
Today · 4.125%
HK$49,146
baseline
▲ 0.50% · 4.625%
HK$52,136
+HK$2,990/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,292/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,448
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,828
−HK$1,399/mo
Today · 4.125%
HK$54,227
baseline
▲ 0.50% · 4.625%
HK$57,086
+HK$2,859/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,454/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,495
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,221
−HK$1,754/mo
Today · 4.125%
HK$58,975
baseline
▲ 0.50% · 4.625%
HK$62,563
+HK$3,588/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,950/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,737
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,393
−HK$1,680/mo
Today · 4.125%
HK$65,073
baseline
▲ 0.50% · 4.625%
HK$68,503
+HK$3,430/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,146/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,744
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,758
−HK$2,046/mo
Today · 4.125%
HK$68,804
baseline
▲ 0.50% · 4.625%
HK$72,990
+HK$4,186/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$137,608/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,027
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,959
−HK$1,959/mo
Today · 4.125%
HK$75,918
baseline
▲ 0.50% · 4.625%
HK$79,920
+HK$4,002/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$151,836/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,242
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$85,831
−HK$2,631/mo
Today · 4.125%
HK$88,462
baseline
▲ 0.50% · 4.625%
HK$93,845
+HK$5,383/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$176,924/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,606
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$95,090
−HK$2,519/mo
Today · 4.125%
HK$97,609
baseline
▲ 0.50% · 4.625%
HK$102,754
+HK$5,145/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$195,218/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,086 · Scale 2, in force from 26 Feb 2026)