LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,247
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,685
−HK$1,462/mo
Today · 4.125%
HK$49,147
baseline
▲ 0.50% · 4.625%
HK$52,137
+HK$2,990/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,294/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,449
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,829
−HK$1,400/mo
Today · 4.125%
HK$54,229
baseline
▲ 0.50% · 4.625%
HK$57,087
+HK$2,858/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,458/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,496
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,222
−HK$1,754/mo
Today · 4.125%
HK$58,976
baseline
▲ 0.50% · 4.625%
HK$62,565
+HK$3,589/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,952/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,739
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,395
−HK$1,680/mo
Today · 4.125%
HK$65,075
baseline
▲ 0.50% · 4.625%
HK$68,505
+HK$3,430/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,150/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,746
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,760
−HK$2,046/mo
Today · 4.125%
HK$68,806
baseline
▲ 0.50% · 4.625%
HK$72,992
+HK$4,186/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$137,612/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,029
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,961
−HK$1,959/mo
Today · 4.125%
HK$75,920
baseline
▲ 0.50% · 4.625%
HK$79,922
+HK$4,002/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$151,840/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,244
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$85,834
−HK$2,630/mo
Today · 4.125%
HK$88,464
baseline
▲ 0.50% · 4.625%
HK$93,847
+HK$5,383/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$176,928/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,608
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$95,092
−HK$2,520/mo
Today · 4.125%
HK$97,612
baseline
▲ 0.50% · 4.625%
HK$102,757
+HK$5,145/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$195,224/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,143 · Scale 2, in force from 26 Feb 2026)