LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,248
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,686
−HK$1,462/mo
Today · 4.125%
HK$49,148
baseline
▲ 0.50% · 4.625%
HK$52,139
+HK$2,991/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,296/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,450
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,830
−HK$1,400/mo
Today · 4.125%
HK$54,230
baseline
▲ 0.50% · 4.625%
HK$57,088
+HK$2,858/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,460/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,497
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,224
−HK$1,754/mo
Today · 4.125%
HK$58,978
baseline
▲ 0.50% · 4.625%
HK$62,566
+HK$3,588/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,956/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,740
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,396
−HK$1,680/mo
Today · 4.125%
HK$65,076
baseline
▲ 0.50% · 4.625%
HK$68,506
+HK$3,430/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,152/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,747
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,761
−HK$2,046/mo
Today · 4.125%
HK$68,807
baseline
▲ 0.50% · 4.625%
HK$72,994
+HK$4,187/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$137,614/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,030
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,962
−HK$1,960/mo
Today · 4.125%
HK$75,922
baseline
▲ 0.50% · 4.625%
HK$79,924
+HK$4,002/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$151,844/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,246
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$85,835
−HK$2,631/mo
Today · 4.125%
HK$88,466
baseline
▲ 0.50% · 4.625%
HK$93,849
+HK$5,383/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$176,932/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,610
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$95,094
−HK$2,520/mo
Today · 4.125%
HK$97,614
baseline
▲ 0.50% · 4.625%
HK$102,759
+HK$5,145/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$195,228/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,185 · Scale 2, in force from 26 Feb 2026)