LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,248
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,687
−HK$1,462/mo
Today · 4.125%
HK$49,149
baseline
▲ 0.50% · 4.625%
HK$52,139
+HK$2,990/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,298/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,451
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,831
−HK$1,400/mo
Today · 4.125%
HK$54,231
baseline
▲ 0.50% · 4.625%
HK$57,089
+HK$2,858/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,462/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,498
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,224
−HK$1,754/mo
Today · 4.125%
HK$58,978
baseline
▲ 0.50% · 4.625%
HK$62,567
+HK$3,589/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,956/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,741
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,397
−HK$1,680/mo
Today · 4.125%
HK$65,077
baseline
▲ 0.50% · 4.625%
HK$68,507
+HK$3,430/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,154/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,748
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,762
−HK$2,046/mo
Today · 4.125%
HK$68,808
baseline
▲ 0.50% · 4.625%
HK$72,995
+HK$4,187/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$137,616/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,031
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,963
−HK$1,960/mo
Today · 4.125%
HK$75,923
baseline
▲ 0.50% · 4.625%
HK$79,925
+HK$4,002/mo
Deposit HK$6.08M · loan HK$14.20M · min. income ≈ HK$151,846/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,247
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$85,837
−HK$2,630/mo
Today · 4.125%
HK$88,467
baseline
▲ 0.50% · 4.625%
HK$93,850
+HK$5,383/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$176,934/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,612
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$95,095
−HK$2,520/mo
Today · 4.125%
HK$97,615
baseline
▲ 0.50% · 4.625%
HK$102,760
+HK$5,145/mo
Deposit HK$2.03M · loan HK$18.25M · min. income ≈ HK$195,230/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,210 · Scale 2, in force from 26 Feb 2026)