LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,252
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,690
−HK$1,462/mo
Today · 4.125%
HK$49,152
baseline
▲ 0.50% · 4.625%
HK$52,143
+HK$2,991/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,304/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,455
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,834
−HK$1,400/mo
Today · 4.125%
HK$54,234
baseline
▲ 0.50% · 4.625%
HK$57,093
+HK$2,859/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,468/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,502
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,228
−HK$1,754/mo
Today · 4.125%
HK$58,982
baseline
▲ 0.50% · 4.625%
HK$62,571
+HK$3,589/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,964/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,745
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,401
−HK$1,680/mo
Today · 4.125%
HK$65,081
baseline
▲ 0.50% · 4.625%
HK$68,512
+HK$3,431/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,162/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,752
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,766
−HK$2,047/mo
Today · 4.125%
HK$68,813
baseline
▲ 0.50% · 4.625%
HK$73,000
+HK$4,187/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$137,626/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,036
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,968
−HK$1,960/mo
Today · 4.125%
HK$75,928
baseline
▲ 0.50% · 4.625%
HK$79,930
+HK$4,002/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$151,856/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,253
−HK$5,221/mo
▼ 0.25% · 3.875%
HK$85,843
−HK$2,631/mo
Today · 4.125%
HK$88,474
baseline
▲ 0.50% · 4.625%
HK$93,857
+HK$5,383/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$176,948/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,618
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$95,102
−HK$2,520/mo
Today · 4.125%
HK$97,622
baseline
▲ 0.50% · 4.625%
HK$102,768
+HK$5,146/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$195,244/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,354 · Scale 2, in force from 26 Feb 2026)