LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,252
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,691
−HK$1,462/mo
Today · 4.125%
HK$49,153
baseline
▲ 0.50% · 4.625%
HK$52,144
+HK$2,991/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,306/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,455
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,835
−HK$1,400/mo
Today · 4.125%
HK$54,235
baseline
▲ 0.50% · 4.625%
HK$57,094
+HK$2,859/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,470/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,503
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,229
−HK$1,754/mo
Today · 4.125%
HK$58,983
baseline
▲ 0.50% · 4.625%
HK$62,572
+HK$3,589/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,966/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,746
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,402
−HK$1,680/mo
Today · 4.125%
HK$65,082
baseline
▲ 0.50% · 4.625%
HK$68,513
+HK$3,431/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,164/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,753
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,768
−HK$2,046/mo
Today · 4.125%
HK$68,814
baseline
▲ 0.50% · 4.625%
HK$73,001
+HK$4,187/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$137,628/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,038
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,970
−HK$1,960/mo
Today · 4.125%
HK$75,930
baseline
▲ 0.50% · 4.625%
HK$79,932
+HK$4,002/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$151,860/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,254
−HK$5,221/mo
▼ 0.25% · 3.875%
HK$85,844
−HK$2,631/mo
Today · 4.125%
HK$88,475
baseline
▲ 0.50% · 4.625%
HK$93,859
+HK$5,384/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$176,950/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,620
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$95,104
−HK$2,520/mo
Today · 4.125%
HK$97,624
baseline
▲ 0.50% · 4.625%
HK$102,770
+HK$5,146/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$195,248/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,389 · Scale 2, in force from 26 Feb 2026)