LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,256
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,695
−HK$1,461/mo
Today · 4.125%
HK$49,156
baseline
▲ 0.50% · 4.625%
HK$52,147
+HK$2,991/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,312/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,459
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,839
−HK$1,400/mo
Today · 4.125%
HK$54,239
baseline
▲ 0.50% · 4.625%
HK$57,098
+HK$2,859/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,478/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,507
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,233
−HK$1,755/mo
Today · 4.125%
HK$58,988
baseline
▲ 0.50% · 4.625%
HK$62,577
+HK$3,589/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,976/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,751
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,407
−HK$1,680/mo
Today · 4.125%
HK$65,087
baseline
▲ 0.50% · 4.625%
HK$68,518
+HK$3,431/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,174/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,758
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,772
−HK$2,047/mo
Today · 4.125%
HK$68,819
baseline
▲ 0.50% · 4.625%
HK$73,006
+HK$4,187/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$137,638/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,043
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,975
−HK$1,960/mo
Today · 4.125%
HK$75,935
baseline
▲ 0.50% · 4.625%
HK$79,938
+HK$4,003/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$151,870/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,260
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$85,850
−HK$2,632/mo
Today · 4.125%
HK$88,482
baseline
▲ 0.50% · 4.625%
HK$93,865
+HK$5,383/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$176,964/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,626
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$95,111
−HK$2,520/mo
Today · 4.125%
HK$97,631
baseline
▲ 0.50% · 4.625%
HK$102,777
+HK$5,146/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$195,262/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,533 · Scale 2, in force from 26 Feb 2026)