LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,258
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,697
−HK$1,462/mo
Today · 4.125%
HK$49,159
baseline
▲ 0.50% · 4.625%
HK$52,150
+HK$2,991/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,318/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,462
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,842
−HK$1,400/mo
Today · 4.125%
HK$54,242
baseline
▲ 0.50% · 4.625%
HK$57,101
+HK$2,859/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,484/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,510
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,236
−HK$1,755/mo
Today · 4.125%
HK$58,991
baseline
▲ 0.50% · 4.625%
HK$62,580
+HK$3,589/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,982/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,754
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,410
−HK$1,680/mo
Today · 4.125%
HK$65,090
baseline
▲ 0.50% · 4.625%
HK$68,521
+HK$3,431/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,180/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,761
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,776
−HK$2,046/mo
Today · 4.125%
HK$68,822
baseline
▲ 0.50% · 4.625%
HK$73,010
+HK$4,188/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$137,644/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,046
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,978
−HK$1,961/mo
Today · 4.125%
HK$75,939
baseline
▲ 0.50% · 4.625%
HK$79,941
+HK$4,002/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$151,878/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,264
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$85,854
−HK$2,632/mo
Today · 4.125%
HK$88,486
baseline
▲ 0.50% · 4.625%
HK$93,870
+HK$5,384/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$176,972/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,631
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$95,115
−HK$2,520/mo
Today · 4.125%
HK$97,635
baseline
▲ 0.50% · 4.625%
HK$102,782
+HK$5,147/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$195,270/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,633 · Scale 2, in force from 26 Feb 2026)