LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,259
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,698
−HK$1,461/mo
Today · 4.125%
HK$49,159
baseline
▲ 0.50% · 4.625%
HK$52,151
+HK$2,992/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,318/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,462
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,842
−HK$1,401/mo
Today · 4.125%
HK$54,243
baseline
▲ 0.50% · 4.625%
HK$57,102
+HK$2,859/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,486/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,510
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,237
−HK$1,754/mo
Today · 4.125%
HK$58,991
baseline
▲ 0.50% · 4.625%
HK$62,581
+HK$3,590/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,982/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,755
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,411
−HK$1,680/mo
Today · 4.125%
HK$65,091
baseline
▲ 0.50% · 4.625%
HK$68,522
+HK$3,431/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,182/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,762
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,777
−HK$2,046/mo
Today · 4.125%
HK$68,823
baseline
▲ 0.50% · 4.625%
HK$73,011
+HK$4,188/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$137,646/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,047
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,979
−HK$1,961/mo
Today · 4.125%
HK$75,940
baseline
▲ 0.50% · 4.625%
HK$79,943
+HK$4,003/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$151,880/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,266
−HK$5,221/mo
▼ 0.25% · 3.875%
HK$85,856
−HK$2,631/mo
Today · 4.125%
HK$88,487
baseline
▲ 0.50% · 4.625%
HK$93,871
+HK$5,384/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$176,974/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,632
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$95,116
−HK$2,521/mo
Today · 4.125%
HK$97,637
baseline
▲ 0.50% · 4.625%
HK$102,783
+HK$5,146/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$195,274/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,659 · Scale 2, in force from 26 Feb 2026)