LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,260
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,699
−HK$1,461/mo
Today · 4.125%
HK$49,160
baseline
▲ 0.50% · 4.625%
HK$52,152
+HK$2,992/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,320/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,463
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,844
−HK$1,400/mo
Today · 4.125%
HK$54,244
baseline
▲ 0.50% · 4.625%
HK$57,103
+HK$2,859/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,488/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,512
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,238
−HK$1,755/mo
Today · 4.125%
HK$58,993
baseline
▲ 0.50% · 4.625%
HK$62,582
+HK$3,589/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,986/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,756
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,412
−HK$1,680/mo
Today · 4.125%
HK$65,092
baseline
▲ 0.50% · 4.625%
HK$68,524
+HK$3,432/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,184/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,763
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,778
−HK$2,047/mo
Today · 4.125%
HK$68,825
baseline
▲ 0.50% · 4.625%
HK$73,012
+HK$4,187/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$137,650/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,049
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,981
−HK$1,960/mo
Today · 4.125%
HK$75,941
baseline
▲ 0.50% · 4.625%
HK$79,944
+HK$4,003/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$151,882/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,267
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$85,857
−HK$2,632/mo
Today · 4.125%
HK$88,489
baseline
▲ 0.50% · 4.625%
HK$93,873
+HK$5,384/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$176,978/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,634
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$95,118
−HK$2,521/mo
Today · 4.125%
HK$97,639
baseline
▲ 0.50% · 4.625%
HK$102,785
+HK$5,146/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$195,278/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,702 · Scale 2, in force from 26 Feb 2026)