LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,260
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,699
−HK$1,462/mo
Today · 4.125%
HK$49,161
baseline
▲ 0.50% · 4.625%
HK$52,152
+HK$2,991/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,322/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,464
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,844
−HK$1,400/mo
Today · 4.125%
HK$54,244
baseline
▲ 0.50% · 4.625%
HK$57,104
+HK$2,860/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,488/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,512
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,239
−HK$1,754/mo
Today · 4.125%
HK$58,993
baseline
▲ 0.50% · 4.625%
HK$62,583
+HK$3,590/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$117,986/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,757
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,413
−HK$1,680/mo
Today · 4.125%
HK$65,093
baseline
▲ 0.50% · 4.625%
HK$68,524
+HK$3,431/mo
Deposit HK$8.11M · loan HK$12.17M · min. income ≈ HK$130,186/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,764
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,779
−HK$2,046/mo
Today · 4.125%
HK$68,825
baseline
▲ 0.50% · 4.625%
HK$73,013
+HK$4,188/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$137,650/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,049
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,982
−HK$1,960/mo
Today · 4.125%
HK$75,942
baseline
▲ 0.50% · 4.625%
HK$79,945
+HK$4,003/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$151,884/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$778,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,268
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$85,858
−HK$2,632/mo
Today · 4.125%
HK$88,490
baseline
▲ 0.50% · 4.625%
HK$93,874
+HK$5,384/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$176,980/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,635
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$95,119
−HK$2,521/mo
Today · 4.125%
HK$97,640
baseline
▲ 0.50% · 4.625%
HK$102,787
+HK$5,147/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$195,280/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,725 · Scale 2, in force from 26 Feb 2026)