LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,262
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,701
−HK$1,462/mo
Today · 4.125%
HK$49,163
baseline
▲ 0.50% · 4.625%
HK$52,155
+HK$2,992/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,326/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,466
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,846
−HK$1,401/mo
Today · 4.125%
HK$54,247
baseline
▲ 0.50% · 4.625%
HK$57,106
+HK$2,859/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,494/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,515
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,241
−HK$1,755/mo
Today · 4.125%
HK$58,996
baseline
▲ 0.50% · 4.625%
HK$62,585
+HK$3,589/mo
Deposit HK$8.12M · loan HK$12.17M · min. income ≈ HK$117,992/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,759
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,416
−HK$1,680/mo
Today · 4.125%
HK$65,096
baseline
▲ 0.50% · 4.625%
HK$68,527
+HK$3,431/mo
Deposit HK$8.12M · loan HK$12.17M · min. income ≈ HK$130,192/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,767
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,782
−HK$2,046/mo
Today · 4.125%
HK$68,828
baseline
▲ 0.50% · 4.625%
HK$73,016
+HK$4,188/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$137,656/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$778,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,053
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,985
−HK$1,960/mo
Today · 4.125%
HK$75,945
baseline
▲ 0.50% · 4.625%
HK$79,949
+HK$4,004/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$151,890/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$778,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,272
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$85,862
−HK$2,632/mo
Today · 4.125%
HK$88,494
baseline
▲ 0.50% · 4.625%
HK$93,878
+HK$5,384/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$176,988/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,639
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$95,124
−HK$2,520/mo
Today · 4.125%
HK$97,644
baseline
▲ 0.50% · 4.625%
HK$102,791
+HK$5,147/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$195,288/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,811 · Scale 2, in force from 26 Feb 2026)