LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,263
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,702
−HK$1,462/mo
Today · 4.125%
HK$49,164
baseline
▲ 0.50% · 4.625%
HK$52,156
+HK$2,992/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,328/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,467
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,847
−HK$1,401/mo
Today · 4.125%
HK$54,248
baseline
▲ 0.50% · 4.625%
HK$57,107
+HK$2,859/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,496/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,516
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,242
−HK$1,755/mo
Today · 4.125%
HK$58,997
baseline
▲ 0.50% · 4.625%
HK$62,587
+HK$3,590/mo
Deposit HK$8.12M · loan HK$12.17M · min. income ≈ HK$117,994/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,761
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,417
−HK$1,680/mo
Today · 4.125%
HK$65,097
baseline
▲ 0.50% · 4.625%
HK$68,529
+HK$3,432/mo
Deposit HK$8.12M · loan HK$12.17M · min. income ≈ HK$130,194/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,768
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,783
−HK$2,047/mo
Today · 4.125%
HK$68,830
baseline
▲ 0.50% · 4.625%
HK$73,018
+HK$4,188/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$137,660/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$778,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,054
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,986
−HK$1,961/mo
Today · 4.125%
HK$75,947
baseline
▲ 0.50% · 4.625%
HK$79,950
+HK$4,003/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$151,894/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$778,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,273
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$85,864
−HK$2,631/mo
Today · 4.125%
HK$88,495
baseline
▲ 0.50% · 4.625%
HK$93,880
+HK$5,385/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$176,990/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,641
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$95,125
−HK$2,521/mo
Today · 4.125%
HK$97,646
baseline
▲ 0.50% · 4.625%
HK$102,793
+HK$5,147/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$195,292/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,852 · Scale 2, in force from 26 Feb 2026)