LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,266
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,705
−HK$1,462/mo
Today · 4.125%
HK$49,167
baseline
▲ 0.50% · 4.625%
HK$52,159
+HK$2,992/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$98,334/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,470
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,851
−HK$1,400/mo
Today · 4.125%
HK$54,251
baseline
▲ 0.50% · 4.625%
HK$57,111
+HK$2,860/mo
Deposit HK$10.14M · loan HK$10.14M · min. income ≈ HK$108,502/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$778,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,519
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,246
−HK$1,754/mo
Today · 4.125%
HK$59,000
baseline
▲ 0.50% · 4.625%
HK$62,590
+HK$3,590/mo
Deposit HK$8.12M · loan HK$12.17M · min. income ≈ HK$118,000/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,764
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,421
−HK$1,680/mo
Today · 4.125%
HK$65,101
baseline
▲ 0.50% · 4.625%
HK$68,533
+HK$3,432/mo
Deposit HK$8.12M · loan HK$12.17M · min. income ≈ HK$130,202/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$778,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,772
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,787
−HK$2,047/mo
Today · 4.125%
HK$68,834
baseline
▲ 0.50% · 4.625%
HK$73,022
+HK$4,188/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$137,668/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$778,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,058
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,991
−HK$1,960/mo
Today · 4.125%
HK$75,951
baseline
▲ 0.50% · 4.625%
HK$79,955
+HK$4,004/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$151,902/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$778,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,278
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$85,869
−HK$2,632/mo
Today · 4.125%
HK$88,501
baseline
▲ 0.50% · 4.625%
HK$93,886
+HK$5,385/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$177,002/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,646
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$95,131
−HK$2,521/mo
Today · 4.125%
HK$97,652
baseline
▲ 0.50% · 4.625%
HK$102,799
+HK$5,147/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$195,304/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$778,969 · Scale 2, in force from 26 Feb 2026)