LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,270
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,709
−HK$1,462/mo
Today · 4.125%
HK$49,171
baseline
▲ 0.50% · 4.625%
HK$52,163
+HK$2,992/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,342/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$779,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,475
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,855
−HK$1,401/mo
Today · 4.125%
HK$54,256
baseline
▲ 0.50% · 4.625%
HK$57,116
+HK$2,860/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,512/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$779,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,524
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,251
−HK$1,755/mo
Today · 4.125%
HK$59,006
baseline
▲ 0.50% · 4.625%
HK$62,596
+HK$3,590/mo
Deposit HK$8.12M · loan HK$12.17M · min. income ≈ HK$118,012/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,770
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,426
−HK$1,681/mo
Today · 4.125%
HK$65,107
baseline
▲ 0.50% · 4.625%
HK$68,539
+HK$3,432/mo
Deposit HK$8.12M · loan HK$12.17M · min. income ≈ HK$130,214/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,778
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,793
−HK$2,047/mo
Today · 4.125%
HK$68,840
baseline
▲ 0.50% · 4.625%
HK$73,029
+HK$4,189/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$137,680/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,065
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,998
−HK$1,960/mo
Today · 4.125%
HK$75,958
baseline
▲ 0.50% · 4.625%
HK$79,962
+HK$4,004/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$151,916/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,286
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$85,877
−HK$2,632/mo
Today · 4.125%
HK$88,509
baseline
▲ 0.50% · 4.625%
HK$93,894
+HK$5,385/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$177,018/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,655
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$95,140
−HK$2,521/mo
Today · 4.125%
HK$97,661
baseline
▲ 0.50% · 4.625%
HK$102,808
+HK$5,147/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$195,322/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,156 · Scale 2, in force from 26 Feb 2026)