LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,272
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,711
−HK$1,463/mo
Today · 4.125%
HK$49,174
baseline
▲ 0.50% · 4.625%
HK$52,166
+HK$2,992/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,348/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,477
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,858
−HK$1,400/mo
Today · 4.125%
HK$54,258
baseline
▲ 0.50% · 4.625%
HK$57,118
+HK$2,860/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,516/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,526
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,254
−HK$1,754/mo
Today · 4.125%
HK$59,008
baseline
▲ 0.50% · 4.625%
HK$62,599
+HK$3,591/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,016/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,773
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,429
−HK$1,681/mo
Today · 4.125%
HK$65,110
baseline
▲ 0.50% · 4.625%
HK$68,542
+HK$3,432/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,220/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,781
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,796
−HK$2,047/mo
Today · 4.125%
HK$68,843
baseline
▲ 0.50% · 4.625%
HK$73,032
+HK$4,189/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$137,686/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,068
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,001
−HK$1,961/mo
Today · 4.125%
HK$75,962
baseline
▲ 0.50% · 4.625%
HK$79,966
+HK$4,004/mo
Deposit HK$6.09M · loan HK$14.20M · min. income ≈ HK$151,924/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,290
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$85,881
−HK$2,632/mo
Today · 4.125%
HK$88,513
baseline
▲ 0.50% · 4.625%
HK$93,899
+HK$5,386/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$177,026/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,659
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$95,144
−HK$2,521/mo
Today · 4.125%
HK$97,665
baseline
▲ 0.50% · 4.625%
HK$102,813
+HK$5,148/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$195,330/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,249 · Scale 2, in force from 26 Feb 2026)