LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,274
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,713
−HK$1,462/mo
Today · 4.125%
HK$49,175
baseline
▲ 0.50% · 4.625%
HK$52,167
+HK$2,992/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,350/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,479
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,859
−HK$1,401/mo
Today · 4.125%
HK$54,260
baseline
▲ 0.50% · 4.625%
HK$57,120
+HK$2,860/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,520/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,528
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,255
−HK$1,755/mo
Today · 4.125%
HK$59,010
baseline
▲ 0.50% · 4.625%
HK$62,601
+HK$3,591/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,020/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,775
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,431
−HK$1,681/mo
Today · 4.125%
HK$65,112
baseline
▲ 0.50% · 4.625%
HK$68,544
+HK$3,432/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,224/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,783
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,798
−HK$2,047/mo
Today · 4.125%
HK$68,845
baseline
▲ 0.50% · 4.625%
HK$73,034
+HK$4,189/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$137,690/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,070
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,003
−HK$1,961/mo
Today · 4.125%
HK$75,964
baseline
▲ 0.50% · 4.625%
HK$79,968
+HK$4,004/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$151,928/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,292
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$85,883
−HK$2,632/mo
Today · 4.125%
HK$88,515
baseline
▲ 0.50% · 4.625%
HK$93,901
+HK$5,386/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$177,030/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,662
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$95,147
−HK$2,521/mo
Today · 4.125%
HK$97,668
baseline
▲ 0.50% · 4.625%
HK$102,816
+HK$5,148/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$195,336/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,312 · Scale 2, in force from 26 Feb 2026)