LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,274
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,713
−HK$1,463/mo
Today · 4.125%
HK$49,176
baseline
▲ 0.50% · 4.625%
HK$52,168
+HK$2,992/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$98,352/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,479
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,860
−HK$1,401/mo
Today · 4.125%
HK$54,261
baseline
▲ 0.50% · 4.625%
HK$57,121
+HK$2,860/mo
Deposit HK$10.15M · loan HK$10.15M · min. income ≈ HK$108,522/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$779,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,529
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,256
−HK$1,755/mo
Today · 4.125%
HK$59,011
baseline
▲ 0.50% · 4.625%
HK$62,602
+HK$3,591/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$118,022/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,775
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,432
−HK$1,681/mo
Today · 4.125%
HK$65,113
baseline
▲ 0.50% · 4.625%
HK$68,545
+HK$3,432/mo
Deposit HK$8.12M · loan HK$12.18M · min. income ≈ HK$130,226/mo (50% DSR)
Upfront cash ≈ HK$8.90M (deposit + AVD stamp duty HK$779,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,784
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,799
−HK$2,047/mo
Today · 4.125%
HK$68,846
baseline
▲ 0.50% · 4.625%
HK$73,035
+HK$4,189/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$137,692/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,071
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,004
−HK$1,961/mo
Today · 4.125%
HK$75,965
baseline
▲ 0.50% · 4.625%
HK$79,969
+HK$4,004/mo
Deposit HK$6.09M · loan HK$14.21M · min. income ≈ HK$151,930/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$779,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,293
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$85,884
−HK$2,632/mo
Today · 4.125%
HK$88,516
baseline
▲ 0.50% · 4.625%
HK$93,902
+HK$5,386/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$177,032/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,663
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$95,148
−HK$2,521/mo
Today · 4.125%
HK$97,669
baseline
▲ 0.50% · 4.625%
HK$102,817
+HK$5,148/mo
Deposit HK$2.03M · loan HK$18.26M · min. income ≈ HK$195,338/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$779,332 · Scale 2, in force from 26 Feb 2026)